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March 2018 - None


March 2018 - None



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The All Veterans Memorial will begin hosting a weekly Poppy Project workshop
for the 'One Life Lived, One Life Lost' fallen hero campaign.  The
preliminary preparations for the Veterans Remembrance Wall is now complete.
The Veterans Remembrance Wall is tentatively scheduled to be dedicated on or
around 20 May 2018.

For the next four months, we will be soliciting private individuals,
churches and community service organizations to show their respect and
support by adding their own handmade poppy onto the wall. We will be using a
polymer clay based product.  While most of the poppies are red, we are
offering white clay to anyone who lost a loved one in battle and purple clay
for anyone who lost a canine in battle.      

Open workshops will begin this Thursday evening from 6:30 p.m. to 8:30 p.m.
at Michaels Arts and Crafts in the ITC Shopping Center, in Mount Olive, NJ.
I have attached a photo of our first workshop and as you can see, everyone
had an amazing time!  I have also attached a copy of the article that
appeared in the Mount Olive Monthly and an artist rendering of the Veterans
Remembrance Wall.

Lastly, we are now offering off-site workshops to schools, work places,
churches, community service organizations and private parties.  We would
suggest reserving a date for your workshop as soon as it is convenient.
Since training is required before hosting your own workshop, Thursday
evening workshops are a perfect opportunity to gain that training.   Please
feel free to either respond to this email or call us direct at 973.479.4959
or log onto our website www.allveteransmemorial.org   should you have any
additional questions.  

Wishing you a very Happy New Year!  Thank you for your time and support.  

The AVM Team


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Income Tax Exemption for Veterans

New for Tax Year 2017. You are eligible for a $3,000 exemption on your Income Tax return if you are a military veteran who was honorably discharged or released under honorable circumstances from active duty in the Armed Forces of the United States by the last day of the tax year. Your spouse (or civil union partner) is also eligible for an exemption if he/she is a veteran who was honorably discharged or released under honorable circumstances and you are filing a joint return. This exemption is in addition to any other exemptions you are entitled to claim and is available on both the resident and nonresident returns. You cannot claim this exemption for a domestic partner or for your dependents. 

Providing Documentation
You must provide a copy of Form DD-214, Certificate of Release or Discharge from Active Duty, the first time you claim the exemption. This form does not need to be provided each year. The United States National Archives and Records Administration can assist with obtaining a copy of your DD-214.

You can certify for the exemption by sending a copy of your DD-214 and Veteran Exemption Submission Form to the Division before you file, which may help process your return faster. To certify:

  • Mail a copy of your DD-214 and Veteran Exemption Submission Form to: The New Jersey Division of Taxation, Veteran Exemption, PO Box 440, Trenton, NJ 08646-0440; or

If you do not certify before you file for the exemption, you will need to submit a copy of your DD-214 when you file using:

  • A Paper Return. Enclose a copy of your DD-214 with your return;
  • NJ Fill’nFile. Upload your DD-214, along with all of your other documentation, into the repository;
  • Other Electronic Filing Methods. If you file your return using NJ WebFile, third-party software (such as TurboTax), or you have a tax professional who electronically submits your return, you can send a copy of your DD-214 and Veteran Exemption Submission Formusing one of the three certification methods listed above.
Last Updated: Thursday, 11/09/17
POST 91 can assist you in faxing your documents!
Let us know by phone or email if you want some assistance!

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Colleagues and Fellow Veterans,


The VA Interest Rate Reduction Refinance Loan (IRRRL) lowers your interest rate by refinancing your existing VA home loan. During FY17, VA guaranteed over 190,000 home loans under this program. In FY 2017, there were nearly 1,500 lenders that participate in the VA Home Loan program.


Regrettably, some lenders have taken advantage of Servicemembers and Veterans with VA home loans in the past. They have sent unsolicited offers to refinance VA mortgages with misleading advertising. If you have a VA home loan, there is a good chance you have already come into contact with unsolicited offers which appear official and may sound too good to be true.


The VA and the Consumer Financial Protection Bureau (CFPB) have issued their first Warning Order to Servicemembers and Veterans who currently have a VA home loan, as we have found that some of you are being targeted with misleading advertising.


Understand that certain advertised benefits, such as no out-of-pocket closing costs, skipped mortgage payments, and escrow refunds, are costs that are generally added to your loan and increase the overall principal balance. These are all red flags that may indicate that the loan is less likely to benefit you. Before you proceed with a VA mortgage refinance, be sure to consider the long-term and short-term benefits and consequences of refinancing your loan.


If you are contacted to refinance your VA mortgage, carefully consider your options and ask questions: 

  • Does a lower interest rate extend the term (i.e., 30-year fixed rate to another 30-year fixed rate)?
  • What are the financial implications when choosing between a fixed term and an adjustable rate mortgage loan?
  • What is your total payback for the new loan vs. the original loan?
  • Do offers of skipped payments or cash back ultimately get added to my loan amount?

If you have a problem with a VA mortgage refinance or other mortgage issues, you can submit a complaint to the CFPB online or by calling (855) 411-CFPB (2372). Please also see VA/CFPB’s blog on this topic at: https://www.consumerfinance.gov/about-us/blog/cfpb-and-va-warno-va-refinancing-offers-sound-too-good-be-true/.


We are working hard, along with other government agencies, to identify, stop, and prevent illegal and misleading advertising related to VA mortgages and refinancing. If you have questions that aren’t being answered by your lender, please get a second opinion from another lender, or call a VA loan specialist who is available to assist you from 8 a.m. to 6 p.m. ET, Monday through Friday at (877) 827-3702.


As always, thank you for your service. 




Curtis L. Coy

Deputy Under Secretary for Economic Opportunity

Veterans Benefits Administration

U.S. Department of Veterans Affairs

Washington, DC 20420

VA Core Values:  Integrity, Commitment, Advocacy, Respect, Excellence (“I CARE”)  

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The Coin is Available Now! Click Here for the US Mint for Ordering


Legion looks forward to issuance of commemorative coins

The American Legion

Sep 26, 2017

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On Sept. 25, the U.S. House of Representatives voted on House Resolution (H.R.) 2519, The

American Legion 100th Anniversary Commemorative Coin Act, a bill that would require the

Department of Treasury to mint and issue gold, silver and half-dollar clad coins in celebration of

the centennial of the Legion, for one year, beginning in January 2019.

The bill has made steady progress since being introduced to Congress earlier this year. Over the

past few months, Legionnaires have been gathering support and co-sponsors for the bill in both

the House of Representatives and Senate (S. 1182). The Senate measure passed the chamber on

Aug. 3.

The Legion has worked tirelessly to ensure H.R. 2519 passes and advances to the White House

for the president’s signature, according to James Oxford, chairman of The American Legion’s

Legislative Commission.

“This is great news that the House of Representatives passed H.R. 2519 today,” he said. “Out of

all of the coin bills authorized in the last decade, The American Legion broke the record for cosponsors.

The previous record was held by the U.S. Army with 348. We currently have 375 and

that’s phenomenal.”

Unique among U.S. Mint products, all surcharges received from the sale of The American

Legion centennial coin will help raise money for Legion programs that support veterans, service

members and their families, as well as commemorate important aspects of American history and

culture. The funds gained from sales will support caring for those who served and are currently

serving in the armed forces, and programs that maintain patriotic values, strong families and

assistance for at-risk children.

"Since 1919, The American Legion has dedicated itself to serving our nation's veterans,” said

Congressman Phil Roe, R-Tenn., chairman of the House Committee on Veterans’ Affairs. “I

look forward to continuing to work alongside The American Legion in our shared goal of

improving the lives of America’s heroes."

Congress only authorizes the minting of two commemorative coins per year, an honor Oxford

said that the nation’s largest veterans organization is proud to share.

“The money that is generated from these commemorative coins will allow us to fund good,

quality programs for youth, national security, deployed service members and veterans,” Oxford








Follow the links below to see the many ways you can seek IMMEDIATE help!